Ratibi Card Salary Check: PPC Online Balance Inquiry in 2025
The Ratibi Card is a revolutionary payroll solution introduced by the First Abu Dhabi Bank (FAB), tailored specifically for employees earning a monthly salary of 5,000 AED or below. This innovative payment system simplifies salary disbursement for employers while offering convenience and security to employees. It is widely used across the UAE by businesses looking to streamline payroll operations for their low-income workforce.
In this guide, we’ll explore how to check your Ratibi Card salary online, the benefits of using a Ratibi Card, eligibility criteria, and the application process.
How To Check Ratibi Card Salary Check Online?
Keeping track of your salary balance is effortless with the Ratibi Card. Here’s how you can check your salary balance online:
Via FAB Mobile App:
- Download and install the First Abu Dhabi Bank (FAB) Mobile App from Google Play or the Apple App Store.
- Log in using your registered credentials.
- Navigate to the “Cards” section to view your Ratibi Card balance.
Via SMS Service:
- Register your mobile number with FAB to receive SMS alerts.
- Simply send an SMS in the prescribed format to the FAB service number (usually provided during card issuance).
- You will receive an SMS with your current balance and transaction details.
Through FAB Website:
- Visit the official FAB website.
- Log in to the Ratibi Card portal using your card details.
- Check your salary details, recent transactions, and balance.
Using ATMs:
- Insert your Ratibi Card at any FAB ATM.
- Select the “Balance Inquiry” option to view your current salary balance.
Customer Care Assistance:
- Call the FAB helpline and provide your card details to inquire about your balance.
- Customer care executives are available 24/7 to assist you.
Benefits of the Ratibi Card
The Ratibi Card offers numerous advantages to both employers and employees, making it an ideal payroll solution:
For Employees:
- Convenience: Salaries are credited directly to the card, eliminating the need to visit banks or collect cash.
- Accessibility: Easily check balances and transaction history via ATMs, online platforms, or mobile apps.
- Security: Ensures safe and secure access to funds, reducing the risk of theft or loss associated with cash handling.
- No Bank Account Needed: Employees without a bank account can still receive their salary.
- Global Acceptance: The Ratibi Card is accepted at millions of ATMs and merchants worldwide.
For Employers:
- Streamlined Payroll: Reduces paperwork and administrative burden in salary disbursement.
- Cost-Effective: A more affordable option compared to traditional payroll systems.
- Regulatory Compliance: Ensures compliance with UAE labor laws and the Wage Protection System (WPS).
Ratibi Card Eligibility Criteria
To be eligible for the Ratibi Card, individuals and employers must meet the following criteria:
- Employee Eligibility:
- The employee must earn a monthly salary of 5,000 AED or less.
- The employer should be registered under FAB’s payroll system.
- Employer Eligibility:
- The employer must be a registered business operating in the UAE.
- Enrollment in the Wage Protection System (WPS) is mandatory.
How to Apply for a Ratibi Card?
Applying for a Ratibi Card is a straightforward process. Here’s what employers and employees need to do:
- Contact First Abu Dhabi Bank (FAB) to register your company under the Ratibi Card program.
- Provide employee details, including names, salaries, and personal information.
- FAB will issue cards for eligible employees.
- Once the employer registers with FAB, employees will automatically receive their Ratibi Cards.
- Collect the card from your employer or directly from FAB.
- Activate the card by following the instructions provided during issuance.
Conclusion
The Ratibi Card is a game-changing payroll solution for low-income employees in the UAE, offering unmatched convenience, security, and accessibility. Whether you’re an employee checking your balance or an employer looking to simplify payroll processes, the Ratibi Card is an invaluable tool. By understanding how to check your balance, the benefits it offers, and how to apply, you can make the most of this innovative system.
